How much does it cost to send money to Pakistan?

Two costs, not one

Every transfer to Pakistan costs you in two ways: the visible fee, and the exchange-rate margin — the difference between the rate you're offered and the real mid-market rate. On most transfers the margin is the larger of the two, which is why "no fee" offers can still be expensive.

A worked example

Send £500 through a "zero fee" service at a 2% margin and you lose about £10 in the rate — invisibly. A service charging a £3 fee but a 0.4% margin costs roughly £5 in total. The one with the fee is cheaper, by half. This is the arithmetic RemitPK does for you automatically.

What a fair total looks like

On competitive Western corridors, a well-priced transfer costs on the order of 0.5–1.5% all-in. Anything above ~3% all-in means the margin is doing the damage. Gulf corridors vary more because they run through exchange houses.

How to pay less

Pay into a bank account or wallet rather than cash; compare the effective rate rather than the fee; and send on a strong rate day. Compare the true cost across providers →

Common questions

What is the average cost to send money to Pakistan?

All-in costs typically range from about 0.5% to over 3% of the amount depending on the provider, corridor and whether you choose cash pickup. Comparing the effective rate is the only reliable way to know.

Why is there a fee if the exchange rate already includes a margin?

Some providers charge both; others hide the whole cost in the rate. That's exactly why the fee alone is a poor guide — you have to combine fee and margin.

Is it cheaper to send larger amounts?

Often yes as a percentage, because fixed fees shrink relative to the amount — but a wider rate margin can offset that, so still compare.